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Grow Your Savings While
Helping Ministries Grow

There is nothing better than reaching people with the message of Jesus Christ. Not only does this apply to our time and talents, but our investments can also be used to support ministry as well. The Michigan Area Loan Fund of the United Methodist Church is providing investors an excellent opportunity to earn money while helping Michigan Area United Methodist Churches and Institutions grow.

When you invest in the MALF, you earn a great rate, so you can save money for your retirement, a children's education, or a rainy day. What's more, your financial resources are helping to build, expand and strengthen ministries of the United Methodist Church in Michigan.

Your Investment Stays in Michigan

When you invest in the MALF, 100% of your money stays in Michigan, helping to strengthen our Michigan economy, and helping churches and ministries in our area grow and expand.

Investments and Redemptions

Investments may be made at any time. Redemptions may be made at any time without penalty, although we may require at least 60 days prior written notice. All investments are made solely through our Investment Application information packet (see more on Prospectus and Investment Application below).

Interest Rates on Investments

Currently we are offering 2.50% interest for all investments. We may adjust (increase or decrease) the interest rate on outstanding investment accounts upon 30 days prior written notice.

Michigan Area Loan Fund Interest Sheet
Effective January 1, 2018

Prospectus and Investment Application

A complete Prospectus and Investment Applications have been prepared for review and may be downloaded using the links below by anyone interested in investing with the Michigan Area Loan Fund. If you have questions or need additional information about investing with the Michigan Area Loan Fund, please contact us.

Michigan Area Loan Fund Prospectus

MALF Investment Application for Churches and Institutions

MALF Investment Application for Individuals

MALF Signature Authorization Form

MALF Deposit/Withdrawal Authorization Form


Financial Statement

An audit of the MALF was completed at the end of 2017 by an independent auditing service and is available for review by request of our Board of Directors. Feel free to Download a copy of the report, which was submitted at the end of December 2017.

Contact Us Today

Please contact us for a copy of the Prospectus and account application information today. Your investment could help reach more people in the Michigan Area with the message of Jesus Christ.



This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of Investment Accounts in any state in which such offer, solicitation, or sale is not authorized. The offering is made solely by the Prospectus, which more than fully describes certain risks involved in a purchase of Investment Accounts. THE INVESTMENT ACCOUNTS ARE NOT FDIC OR SIPC INSURED, ARE PAYABLE ONLY BY THE MICHIGAN AREA LOAN FUND, AND ARE NOT GUARANTEED BY THE UNITED METHODIST CHURCH, THE UNITED METHODIST FOUNDATION OF MICHIGAN OR ANY OTHER ORGANIZATION.